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Why John McCain’s Health Care Plan Will Work
Health care and health insurance issues have been at the forefront of the race for the White House in 2008. Hillary Clinton, Barack Obama and John McCain have all proposed different plans to fix our health care system. In this series we will discuss the pros and cons of each health plan. Read Why John McCain’s Health Care Plan is Sure to Fail.
You’re In Control
John McCain’s health care plan centers on restoring control of the people who will be using the insurance: the patients. Everybody needs preventative treatment and care and McCain does not want you to be limited by where you work or how much you make.
The McCain plan will not limit you to insurance that is in your state. If you choose to go across state lines for health care, you are free to do so. This plan will help meet people’s needs better and, due to greater competition, help control pricing. You will not be limited to employer based coverage, if you choose not to be insured by your employer you will receive a refundable credit in order to help with the costs of health care. This will allow you and your family to choose what coverage you think is best for you.
Under McCain’s plan there is health insurance model that all states can follow. This model will be known as the Guaranteed Access Plan. This would help establish a nonprofit corporation that would contract out insurers who would specifically work with those who have been denied insurance. This corporation would help to eliminate some of the overhead costs and enlarge the pools of health care available.
Lower Drug Prices
The McCain plan will not deny those without prior coverage or those who have some pre-existing medical conditions. It will look to lower drug prices by bringing more competition to the drug markets. This will be done with the introduction of more generic drugs. Often times helpful drugs are grossly overpriced while the corporations who invented them control the patent on them, only after the patent expires are generic drugs, which have the same effects, introduced into the market.
75% of the Nation’s health bill each year is because of chronic conditions. The McCain plan is set up to help provide cheaper care and better quality for these diseases. The advancements in technology are ever growing and must be used to help expedite the process. The McCain plan also encourages state experimentation.
Final Word
John McCain calls his health care plan a “Call to Action”. He plans to reform the health care process to make insurance more innovative and affordable. Ensuring care for higher risk patients and lowering health costs are a must. It is a long term challenge that McCain says he is ready to take on, and his plan seems like it will be able to accept this challenge.
John McCain’s Health Care Plan
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