Why Barack Obama’s Health Care Plan Will Work
Health care and health insurance issues have been at the forefront of the race for the White House in 2008. Hillary Clinton, Barack Obama and John McCain have all proposed different plans to fix our health care system. In this series we will discuss the pros and cons of each health plan. Read why Obama’s plan won’t work.
Choices
Barack Obama’s health plan is built on choices. It will not restrict you to just national health care or private health care. Obama’s plan is to make both of these options accessible to you. His plan has the same key buzz points as most plans: Health care available to everyone, same coverage as members of congress and no American will be turned down because of their pre-existing conditions. Obama also plans to make premiums, deductibles and co-pays more affordable. Obama plans to make enrollment easier and access instant to this coverage.
You can also choose to purchase private insurance. There will be new rules and practices set forth to help control the private sector, which will have the same standards as public health insurance. The Obama plan also recognizes that some states have done well in their coverage. His plan will not stop the current efforts of these states and will look to build on them. His plan will also allow for state experimentation.
Employers Held Responsible
If an employer does not help their employees out with a helpful contribution towards health coverage, they will have to contribute a percentage of their payroll towards the national plan. Some smaller business may be exempt from this part of the plan. Obama’s plan will also protect you if you switch jobs. If you switch jobs you will not have to worry about jeopardizing your existing coverage.
Obama’s plan will protect private insurers from catastrophic health expenditures that have been the cause of high medical expenses in recent years. The plan would help out these insurers by reimbursing them for a portion of the catastrophic costs that come about, if they promise to reduce the cost of premiums.
The Final Word
Obama’s plan looks to eliminate wasteful spending when found. The money that is saved will be put back into the plan. The plan will also require doctors, hospitals and providers to publicly report their costs in a measure to improve quality. Obama also stresses coverage for children. All children will be required to have some sort of health coverage, and young people will be able to stay on their parents’ coverage until they are 25.
Barack Obama’s Plan for a Healthy America
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